Everytime I hear these ads I just want to scream! DON’T DO IT! I know it sounds tempting. I know you have lots of debt and you don’t know how you are ever going to get out from under it, but trust me, this is one secret you don’t need to know. So this is […]
What To Do If You Have Unpaid Back Taxes?
Tax time is here! It is bad enough just needing to file one tax return, but what if you have unfiled back tax returns and unpaid taxes? Having unfiled tax returns can be very stressful. The IRS can make your life miserable. They can garnish your wages, put a lein on your house, and even […]
Is Now A Good Time To Buy Stock?
Should you be buying stock now? The markets are at the lowest levels they have been in in years, and with careful research, you may be able to find some bargains. However, what stops many small investors, is the high cost of stock trading. A traditional broker can charge more than $50 per trade, making […]
Help From the IRS for Struggling Home Owners
Many years ago I was doing a tax return for a couple who had had quite a few major financial setbacks the previous year. They had just barely managed to stay in their home. They had avoided foreclosure because their lender was willing to work with them. Their loan had been totally redone and the […]
Are You Still Asking- Where is My Stimulus Payment?
Hi There! Click here for Information on the 2020 Stimulus Payments. This post is an old post on the 2008 rebate checks. Have you filed your 2007 tax return, (even if you don’t normally file), waited at least 6 weeks, yet you still haven’t received your stimulus payment? It sure could come in handy this […]
Debt Free Forever – The Credit Card Pay Off Plan
This is the third post in a series that will explore how you can become debt free, and stay debt free forever. Future posts will talk about when you should and should not use credit cards for purchases. Why you should care about your credit score, how to save money on every day expenses, will […]
The Sky is Falling
Well, maybe not the sky. But with the Dow Jones Industrial down 23% in just a week and a half it sure seems like it. World financial markets are reeling, banks are failing, and the US government must think that money grows on trees, because the government’s response to the problem is to throw money […]
Debt Free Forever – Adding Up The Debt
This is the second post in a series that will explore how you can become debt free, and stay debt free forever. Future posts will talk about when you should and should not use credit cards for purchases. Why you should care about your credit score, how to save money on every day expenses, will […]
How To Get Out of Debt and Become Debt Free Forever
This is the first post in a series that will explore how you can become debt free, and stay debt free forever. Future posts will talk about when you should and should not use credit cards for purchases. Why you should care about your credit score, how to save money on every day expenses, will […]
IRS Standard Mileage Rate Raised
Recognizing that the sky rocketing gas prices may be making driving more expensive, the IRS has dramatically increased the standard mileage rate for business miles. When calculating deductions for business auto use, taxpayers can use either actual expenses, or the standard mileage rate. The mileage rate takes into consideration not only fuel prices, but maintenance […]