Month: March 2008

Savers Tax Credit for Retirement Savings

One of the lesser known tax credits out there is the Saver’s Credit. A credit is a dollar amount that reduces your taxes. It is better than a deduction, that reduces your taxable income. The Saver’s Credit allows lower to middle income taxpayers to take a credit based on the amount the taxpayer has contributed […]

Check Out The Mortgage Calculators

With all the turmoil in the mortgage markets these days I thought it would be helpful to add a page of mortgage calculators. There are 20 calculators where you can see the effects of refinancing your mortgage, or making extra payments, or even going to interest only payments.

When Ethics and Integrity Get in the Way of Making Money

My Daddy once said to me, the only thing you have, that no one can ever take away from you, is your integrity. You can only give it away.  Everything else you have, even your life, can be taken away.   So never, ever, give away your integrity. It can be hard to get back. […]

How to Get Your Economic Stimulus Payment aka Tax Rebate Check

The official title from the IRS is the Economic Stimulus Payment, but most people still call it the Tax Rebate Check and it’s going out to over 130 million US households beginning in May. 3 Simple Requirements You must have a social security number, an ITIN (individual taxpayer identification number) will not work. You must […]

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